Investors

The Home Sale

Keeping More of Your Home Sale Profits

Selling a home you've lived in for a while usually means real profit — and the tax code has some genuinely good news for homeowners here.

If you've owned and lived in the home 2 of the last 5 years, you can typically exclude up to $250,000 of profit from taxes ($500,000 if married). But your actual taxable profit isn't just sale price minus purchase price — closing costs, agent fees, and qualifying home improvements all factor in, and if you're over the exclusion, timing matters too.

Sold a home recently, or thinking about it? Let's calculate your real numbers and make sure you keep what you're entitled to. 

Vested RSUs

Vested RSUs: Why Your W-2 Might Not Tell the Whole Story

RSU vesting feels like a bonus — but the IRS taxes it as regular income the day it vests. Most companies withhold at a flat 22%, which is often lower than what higher earners actually owe. That gap can turn into a surprise tax bill in April.

If you have RSUs vesting this year, let's check whether your withholding actually matches your real bracket — a quick fix now avoids a bad surprise later. 

Stock / Asset Sale

Taking Profits on Stocks? How to Keep Your Taxes in Line

Selling stock for a gain is great — but brokers don't withhold any tax on the sale, and how long you held it changes your rate dramatically (short-term gains are taxed as ordinary income; long-term gains often get a much lower rate).

Sold — or thinking about selling — a large position this year? A quick conversation now can help you time it right and possibly offset gains with losses elsewhere.